Personal Accounts

We offer a variety of personal banking accounts designed to meet all the different needs of our customers. Below lists the type of personal accounts we offer along with contact information for our customer service professionals.


Community Smart Checking

Features include:
  • No monthly maintenance fee
  • Online and mobile banking services with bill pay
  • Avoid ATM fees at all Allpoint® or STAR SF® ATMs in the U.S.
  • Deposit checks remotely with Flint Community Bank mobile deposit
  • Instant issuance of your personalized debit card
  • $100 minimum opening deposit

Requirements for maintaining a Community Smart Checking account are to be enrolled for E-Statements and to have a direct deposit or make a mobile deposit each monthly statement cycle.

Back to top

Community Checking

Features include:
  • $5 monthly maintenance fee if an average daily balance of $1,000 is maintained and direct deposit on this account; otherwise, the monthly maintenance fee is $10
  • $100 minimum opening deposit
  • Interest payable on account with average daily balance of $2,500
  • Instant issuance of your personalized debit card
  • Online and mobile banking services with bill pay
  • Unlimited check writing privileges and debit card usage
  • First order of bank stock checks are free

Back to top

Community Fifty PLUS Checking

Features include:
  • No monthly maintenance fee
  • $100 minimum opening deposit
  • Interest payable on account with average daily balance of $2,000
  • Instant issuance of your personalized debit card
  • Online and mobile banking services with bill pay
  • Unlimited check writing privileges and debit card usage
  • First order of bank stock checks are free
  • Discount on safe box rental

Back to top

Community Rewards Checking

Features include:
  • $15 monthly maintenance fee; will be waived if aggregate average personal lines of credit with outstanding balances of $20,000 or $15,000 in total personal deposits
  • $100 minimum opening deposit
  • Interest payable on account regardless of balance
  • Instant issuance of your personalized debit card
  • Online and mobile banking services with bill pay
  • Unlimited check writing privileges and debit card usage
  • First order of bank stock checks are free
  • Discount on safe box rental

Back to top

Community Money Market

Contact one of our friendly customer service representatives for the current rate on our money market account.

Features include:
  • $10 monthly maintenance fee; will be waived if a daily balance of $2,500 is maintained
  • $1,000 minimum opening deposit
  • 6 withdrawals per statement cycle; $5 per additional withdrawal
  • Federal check-writing restrictions apply
  • Tiered rates

* Federal banking regulations limit you to six transfers/withdrawals per monthly statement cycle. May be any combination of transfers, preauthorized transfers, telephone transfers, withdrawals, checks, drafts or ATM/check card transactions. Fee in the amount of $5 will be applied to each withdrawal over the limit.

Back to top

Community Student Checking

Features include:
  • No monthly maintenance fee
  • $25 minimum opening deposit
  • Instant issuance of your personalized debit card
  • Online and mobile banking services with bill pay
  • Valid student ID required

Back to top

Community Savings

Features include:
  • $5 monthly maintenance fee; will be waived if a daily balance of $100 is maintained
  • $100 minimum opening deposit
  • 6 withdrawals per statement cycle; $5 per additional withdrawal
  • Quarterly statements

* Federal banking regulations limit you to six pre-authorized, telephone, or online transfers per quarterly statement cycle. This includes checks, drafts, or similar orders you make payable to a third party. Excessive withdrawal fees may apply after 6 per quarterly statement cycle.

Back to top

Community Minor Savings

Features include:
  • No monthly maintenance fee
  • $25 minimum opening deposit
  • 6 withdrawals per statement cycle; $5 per additional withdrawal
  • Quarterly statements

* Federal banking regulations limit you to six pre-authorized, telephone, or online transfers per quarterly statement cycle. This includes checks, drafts, or similar orders you make payable to a third party. Excessive withdrawal fees may apply after 6 per quarterly statement cycle.

Back to top

Community Christmas Savings

Features include:
  • No monthly maintenance fee
  • $25 minimum opening deposit
  • 1 withdrawal annually on November 15th
  • Quarterly statements
  • Penalty for early withdrawal

Back to top

 

Certificate of Deposit

We offer a wide range of fixed-rate Certificate of Deposit (CD) periods from seven days to five years.

* Early withdrawal fees may apply.

 

 

Safe Deposit Boxes

Protect your keepsakes with a wide variety of safe deposit boxes! Discounts are available dependent upon the type of checking account you have.

Our sizes include:

3x5                               5x10

3x10                            10x10

*Upon Availability

 

Back to top

 


Mary Katherine Iler
229-317-0980 ext. 145
marykatherine.iler@flintcommunitybank.com

Taylor Jenkins
229-317-0980 ext. 158
taylor.jenkins@flintcommunitybank.com

Stephanie Adams
229-317-0980 ext. 142
stephanie.adams@flintcommunitybank.com

Kerri Keeffe
229-317-0980 ext. 110
kerri.keeffe@flintcommunitybank.com

Micki Jones
229-317-0980 ext. 112
micki.jones@flintcommunitybank.com

Online Banking