Personal Accounts

We offer a variety of personal banking accounts designed to meet all the different needs of our customers. Stop by today and meet with one of our customer service representatives to learn more.

Flint Community Bank - Identity Threat

Student Community Checking

Features include:

  • No monthly maintenance fee with E-Statement, Direct Deposit and Internet Banking
  • $25 minimum opening balance
  • Debit Card
  • Direct Deposit
  • Internet Banking with Bill Pay
  • No per transaction charges. Unlimited check writing privileges and Debit Card usage
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Community Checking

Features include:

  • No monthly maintenance fee if a daily balance of $750 is maintained or direct deposit on this account.
  • $100 minimum opening deposit
  • Interest payable on account with average daily balance of $2,500
  • Debit Card
  • Direct Deposit
  • Internet Banking with Bill Pay
  • No per transaction charges. Unlimited check writing privileges and Debit Card usage
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Community Fifty + Checking

Features include:

  • No monthly maintenance fee
  • $100 minimum opening deposit
  • Interest payable on account with average daily balance of $1,000
  • Debit Card
  • Direct Deposit
  • Internet Banking with Bill Pay
  • No per transaction charges. Unlimited check writing privileges and Debit Card usage
  • Bank stock checks free or discount on other checks
  • 50% discount on safe box rental
  • Official checks
  • Premium Paid on Certificates of Deposit
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Community Rewards

Features include:

  • No monthly maintenance fee if aggregate average balance of deposits and personal lines of credit outstandings of $20,000 or $15,000 in total personal deposits
  • $100 minimum opening deposit
  • Interest payable on account regardless of balance
  • Debit Card
  • Direct Deposit
  • Internet Banking with Bill Pay
  • No per transaction charges. Unlimited check writing privileges and Debit Card usage
  • Small safe box or 25% discount on other size safe box rental
  • Official checks
  • Combined monthly statement to include all deposit accounts
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Community Savings

Features include:

  • No monthly maintenance fee if a daily balance of $500 is maintained
  • $100 minimum opening deposit
  • 6 withdrawals per statement cycle; $5 per additional withdrawal
  • Quarterly statements
* Federal banking regulations limit you to six pre-authorized, telephone or online transfers per quarterly statement cycle. This includes checks, drafts, or similar orders you make payable to a third party. Excessive withdrawal fees may apply after 6 per quarterly statement cycle.
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Community Minor Savings

Features include:

  • No monthly maintenance fee
  • $25 minimum opening deposit
  • 6 withdrawals per statement cycle; $5 per additional withdrawal
  • Quarterly statements
* Federal banking regulations limit you to six pre-authorized, telephone or online transfers per quarterly statement cycle. This includes checks, drafts, or similar orders you make payable to a third party. Excessive withdrawal fees may apply after 6 per quarterly statement cycle.
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Community Money Market

Check our website weekly for the most current rate on our money market account.
Features include:

  • No monthly maintenance fee if a daily balance of $2,500 is maintained
  • $1,000 minimum opening deposit
  • 6 withdrawals per statement cycle; $5 per additional withdrawal
  • Federal check-writing restrictions apply
  • Tiered rates
* Federal banking regulations limit you to six transfers/withdrawals per monthly statement cycle. May be any combination of transfers, preauthorized transfers, telephonic transfers, withdrawals, checks, drafts or ATM/check card transactions. Fee in the amount of $5 will be applied to each withdrawal over the limit.
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Community Christmas Club

Features include:

  • No monthly maintenance fee
  • $25 minimum opening deposit
  • 1 withdrawal annually on November 15th
  • Quarterly statements
  • Penalty for early withdrawal
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Certificate of Deposit

We offer a wide range of Certificate of Deposit (CD) periods from seven days to five years and contributions can be invested in fixed-rate or variable-rate CDs. Check the front of website weekly for our most current rate.

* Early withdrawal fees may apply.
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Find us

Physical Address
2910 Meredyth Drive
Albany, Georgia 31721

Mailing Address
P.O. Box 70878
Albany, Georgia 31708
(229) 903-1400Telephone:
(229) 903-1405FAX:


Alerts

NetTeller Phishing Email

We are receiving reports of phishing emails being sent from what appears to be a NetTeller email address customer _service @cm.netteller.com with the subject line of NetTeller Watch Notice. More

CDC PHISHING EMAIL

A fraudulent email is currently circulating that appears to be from the Center for Disease Control (CDC). More

ACH Fraud Emails

Random individuals and/or companies may have received a falsified e-mail with the subject title "Rejected ACH Transaction." More